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Tesco Home Insurance Review

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Everything you need to know before you buy home insurance from Tesco!

The experts say:


Tesco's home insurance is a great choice for those looking for comprehensive coverage. With up to £5,000 worth of theft from outbuildings cover and a £250 excess on escape of water claims, you can rest assured that your home and its contents are kept safe. Plus, garden plants are also covered! Fairer Finance has given Tesco's home insurance a 4-star rating, and they were awarded an overall policy and customer score of 66% by Which?, ranking 8th out of 14 policies. All in all, Tesco's home insurance is an excellent option for anyone wanting top-notch security for their property!

What Tesco customers are saying right now:

The Good

  • ✅ Great customer service
  • 🐱 Pet insurance covers vet fees
  • 💳 Easy to reduce credit limit
  • 💰 Competitive rates for Junior ISA
  • 🔐 Fraud team attentive and reassuring

The Bad

  • ⚠️ Online claims are difficult and no one answers the phone
  • ⚠️ Adding Clubcard number INCREASED my policy quote cost
  • ⚠️ Generally good but could improve customer contact
Read more customer reviews of Tesco

Tesco customer reviews summary

Tesco home insurance is a great choice for anyone looking for a reliable and affordable policy. Customers report that the application process is straightforward, and that customer service is helpful and supportive. Additionally, it's easy to negate auto-renewal and the rates are competitive. Unfortunately, there are some frustrations with the online claims process, and communication after filing claims could be improved. Overall, Tesco home insurance receives an 8/10.

Is Tesco one of this year's Top 10 home insurance companies?