Need help? For AI financial guidance, click here to Ask Marvin

RAC Home Insurance Review

This article was last updated:

Everything you need to know before you buy home insurance from RAC!

The experts say:


RAC's home insurance is a great choice for those looking for comprehensive coverage of their home and property. With up to £10,000 cover for theft from outbuildings, and a maximum excess on escape of water claims of only £250, you can rest assured that your possessions are kept safe. On top of this, RAC offers cover for garden plants, so you can relax knowing that your prized roses are taken care of! With a 4-star rating from Fairer Finance and no recommendation from Which?, RAC's home insurance is an ideal option for those looking for adequate protection without breaking the bank.

What RAC customers are saying right now:

The Good

  • 👍Excellent support and efficient taking of details.
  • 🤩Goes above and beyond to get customers to their destination.
  • 😃Pleasant, polite and helpful staff.
  • 🙂Made sure customers stayed warm in the car.
  • 🤗Resolved problem quickly.

The Bad

  • 😡No proper updates or communication regarding expected arrival times.
  • 😤Long wait times for tow trucks, even when close to home.
  • 😖Difficulty contacting customer service and getting responses to emails.
Read more customer reviews of RAC

RAC customer reviews summary

RAC home insurance has been receiving mixed reviews, with some customers praising their quick response time and helpful staff and others citing long delays and poor communication. Despite this, they still remain a popular choice for many people looking to insure their home. The customer service team has been commended for their professionalism and efficiency, while the roadside assistance service has come in for some criticism due to long wait times. On the whole though, RAC home insurance can be relied upon to provide a good level of cover at an affordable price. Score: 7/10.

Is RAC one of this year's Top 10 home insurance companies?